[Perilouslands] Ohh..this pretty rock!

[Scott Adams]

Severe/Deadly Hits.  I use more common sense in these things.  I don't take damage as a global factor but specific hit locations (in pnp it would be a d12).  So if you hit someone in the leg the helmet is not going to add protection simple common sense.  Helms are good for shoulder and above.  Which is about 1/3rd of the hit location if I recall for me.
So it depends on if the GM uses a global "your hit" or specific hit locations.  

As to Balance of encounter.  I'll just say no comment. :)

10 seconds or so have passed and the red Gem hasn't zapped me or summoned Kototh to give me a party or anything?  Geesh. 

Good job guys those lucky enough to do stuff...

As to balu...
He stumbles and stumbles..."ohhh..that pretty rock....that shiny blade of grass..." fills his mental thoughts...

I guess to be Oblivious is to be alive...until the dragon poops on you or falls on you.